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4/8/07 - Pain at the Pump

By My Money Choice| 04/8/2007

3/21/07 - Common tax mistakes

By My Money Choice| 03/21/2007

3/10/07 - Congress takes on the credit card companies

By My Money Choice| 03/10/2007

2/28/07 - Welcome!

By My Money Choice| 02/28/2007

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Featured Articles

Managing Moving Expenses

Moving is a costly proposition, even if you are well prepared. You may have drained your savings to make a down payment, paid rental deposits, and have other expenses. Utilities and other services often require deposits or initial payments, and of course, there are expenses associated with packing, moving and even items you may need for your new home. Cutting your moving costs can help reduce your expenses somewhat and make the entire process less stressful.

What You Should Know about the Child Tax Credit

The child tax credit is one of the most commonly claimed and helpful tax credits available to many American tax payers. This credit is easily claimed, requires nothing save the presence of dependents of an appropriate range and income within the designated brackets, and can dramatically reduce many taxpayers' tax burden. Moreover, unlike a majority of tax credits, the child tax credit is a refundable tax credit, allowing you to get back more in a tax refund than you paid in during the course of the year.

Reducing your Final Expenses

Funeral costs are a worrisome expense for many families. In the case of a sudden or unexpected death, the surviving spouse or children may find themselves struggling to pay for the coffin, services, and burial or cremation. There are several options to handle your funeral expenses, and ways to reduce these costs. You may want to consider putting some thought and discussion into making these arrangements, or expressing your wishes with your loved ones before the time comes.

Five Smart Money Habits

Stick to Your Budget

This is perhaps the best and most relevant financial tip for people at all income levels. A well planned and well organized budget will keep your spending in check, and help you to know and understand where your money is going. While there are a number of budgeting options, ranging from a very simple pen and paper solution to computer software, the critical thing is making a budget and sticking to that budget. Other articles here at http://mymoneychoice.com can help you better understand budgeting and make the right choices for your budget.

Budgeting for Irregular Incomes

Keeping your budget balanced can be especially challenging if your income varies from month to month. If you are paid by commission, are self employed, or work as a contractor, you may find yourself doing very well one month, but with limited income the next. Some tips and tricks can help you keep your budget in order. You may find that you need more savings set aside than the average person with a more regular salary, and also that you need to keep particularly careful records to ensure that you are paid in a timely fashion and getting what you have earned.

Recent Articles

What Does Your Debit Card Really Do?

So, your checking account came with a debit card. Perhaps you are young and this is your first checking account or maybe you are just taking your first steps into modern money management. Learning what you should know about your debit card can help you keep your banking in order, prevent costly bank errors and help you know what is going on with your money.

Money Mistakes Young People Make

While all of us are guilty of money mistakes, young people make some of the worst. Inexperience, lack of knowledge, and old fashioned poor judgment are all to blame. Knowing the common mistakes made can help you avoid making them yourself or help you protect your children from those mistakes.

An Introduction to VA Loans

For those eligible, VA loans are an excellent choice when buying a home. Qualifying, if you meet the relevant criteria, is easy and this is one of the most valuable parts of the G.I. Bill. Learning the ins and outs of VA loans can help you understand your eligibility, how much you can borrow and what to expect of the home buying process.

Can You Fix a Money Mistake?

Money mistakes, including late bill payments, overdrawing your checking account, or running short of cash can be costlier than we would like. Some of these mistakes you will have to simply accept as a learning experience, pay the fees and move on. In other cases, however, you may be able to fix your mistake. Take advantage of some tips and tricks to help fix your own money mistakes.

Are You Paying Too Much?

How much should you be paying for the financial services we all need? How much is too much? Understanding what is available on the market can help you make good financial choices. The options available to you may depend upon your credit rating, financial status and more.

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The Danger Signs
Of Excess Debt


You make only minimum payments on your credit cards each month.

You are at or near the limit of your credit cards.

You applied for more credit cards in the past year.

You have begun charging small items or essentials like food and gasoline.

You have recently paid a monthly bill using a credit card cash advance.

You are often late paying some or all of your bills.

You are unsure how much you owe creditors.

You are receiving calls or overdue notices from creditors.

You have no budget.

What To Do If More Than Two Of These Apply To You?

Arrange A Free Consultation www.ProvantaCorp.com


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